Real Estate Insurance

The intersection of climate risk and real estate insurance is reshaping asset values, financing availability, and fiduciary duty across institutional portfolios. As major insurers withdraw from high-risk markets and forward-looking catastrophe models replace historical underwriting, boards and asset managers face a new class of stranded asset risk. This category covers insurance market dynamics, climate-related coverage gaps, and what the retreat of affordable insurance means for real estate strategy, valuation, and governance.

Dr Sophie Taysom, Keyah CEO — cover image for - The Adaptation Imperative: Board Questions for Climate-Resilient Real Estate - Keyah Consulting

The Adaptation Imperative: Board Questions for Climate-Resilient Real Estate

Adaptation & Resilience, Real Estate Insurance, Sustainable Real Estate /

Key points Climate risk is no longer a future concern for real estate portfolios, it’s  a present valuation problem, an insurance crisis, and a fiduciary challenge. Boards overseeing REITs, pension fund real estate holdings, and institutional portfolios face a stark reality: the gap between climate risk and asset pricing is widening. A landmark survey of

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Key Trends Shaping Real Assets Investment in 2025: Sustainability at an Inflection Point - Keyah Consulting

Key Trends Shaping Investments in 2025: Real Estate Sustainability at an Inflection Point

Real Estate Insurance, Sustainable Real Estate /

Key points As 2025 comes to a close, real estate investors face a fundamentally transformed landscape where topics including adaptation, resilience, and linked to this, insurance, are no longer peripheral but central to investment strategy, risk management, and value creation. Here are the critical trends reshaping our sector: 1. Divergent Regulatory Trajectories Creating Strategic Complexity

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Looking beyond an insurance fix: Flood risk across Great Britain - Keyah Consulting

Looking beyond an insurance fix: Flood risk across Great Britain

Real Estate Insurance, Stakeholder engagement, Sustainable Real Estate /

Key points The Guardian headline is blunt, Towns may have to be abandoned due to floods with millions more homes in Great Britain at risk. Insurers are sounding the alarm. Aviva’s report on which the article is based is clear on where we could be by 2050: The result is that homes and communities could

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Image overlooking the ocean with a storm on the horizon.

A decade on from Mark Carney’s ‘Tragedy of the Horizon’ lecture at Lloyds

Real Estate Insurance /

Ten years ago, Mark Carney, the then Governor of the Bank of England, warned us about the Tragedy of the Horizon. He made clear that changes in the climate brings ‘profound implications’ for insurers, our financial institutions, and the wider economy. But when it comes to insurance, many at the household level are living in

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Black and white image of a roulette wheel

The Great Reinsurance Retreat: Strategic implications for insurance markets and climate adaptation

Real Estate Insurance, Strategy, Sustainable Real Estate /

Key points Recent Bloomberg analysis reveals a striking development in global reinsurance markets – the world’s 19 largest reinsurers have reduced catastrophe exposure by more than 50%. This isn’t a temporary market correction – it’s a fundamental recalibration of risk appetite driven by accelerating climate-related losses. And it’s worrying. The downstream effects are creating acute

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