Insurability is becoming a leading indicator of property value. In England, 1 in 9 new homes built in 2022 to 2024 sit in medium or high flood risk areas, and homes built since 2009 are excluded from Flood Re. This article sets out why insurers see the risk first, why adaptation and resilience need a
Insurers see climate risk first. The housing market should be listening. Read More »
On 7 October, I’ll be speaking at the ABI’s General Insurance Conference in London, in the morning session on property risk and resilience. The framing for the day is “risk to resilience.” I want to use my session to push that framing further, because most of the industry conversation still treats resilience as a cost
Data from the European Central Bank gives the clearest picture yet of how climate risk is being priced into European commercial real estate. The findings split cleanly into two stories: one about price, one about liquidity. Investors, insurers, and boards need both. The headline number The ECB working paper Pricing or panicking? Commercial real estate
Key points A commercial building approved today will still be standing in 2075. The rules it is built to, how it is valued, the initial loan conditions and insurance terms all get fixed at the point it is built. A changing context, whether it be new building requirements, climate related risks, buyer sentiment, means that
Why adaptation and resilience need a shared language in real estate Read More »
Dr Sophie Taysom, Founder of Keyah Consulting, has been accepted onto the EU Mission on Adaptation Community Roster of Experts. The Roster is a pool of technical and thematic experts who support the EU Mission on Adaptation to Climate Change. It connects experts with regional and local authorities, Mission projects and the wider Mission community.
Dr Sophie Taysom joins the EU Mission on Adaptation Roster of Experts Read More »
The UK’s Climate Change Committee convened a citizens’ panel this year. One question: should households facing less climate risk help pay for those facing more. The focus was on adaptation. The panel didn’t resolve it. Nobody has. That’s not a gap in the process. It’s the actual shape of the problem. Published this month in
The climate insurance question that needs a public answer Read More »
Sustainability and climate terminology in real assets moves fast. Reporting frameworks, emissions standards, and regulatory requirements change constantly. This reference covers 70+ acronyms I encounter most often working with clients across real assets, insurance, and the built environment. It spans disclosure frameworks, carbon accounting, financial regulation, and building certifications. V1.8 updated July 2026. Let me
Sustainability acronyms in real estate: A growing list Read More »
Key points The UK’s insurance protection gap stands at 29%. Flood Re, the public-private reinsurance scheme that has kept flood insurance affordable for the highest-risk households since 2016, ends in 2039. Without it, that gap will grow. The Climate Change Committee is explicit on this in its Fourth Independent Assessment of UK Climate Risk. What
Flood Risk, insurance, and what remains unanswered: Who pays? Read More »
Key points The buildings being financed today will either prove their value in 2040, or they won’t The question that matters most about any building is not whether it performs well today. It is whether it will still be performing, financeable, and insurable in fifteen years. That is a harder question than it sounds and
Why the data gap is becoming a real asset liability Read More »
Key Points The questions being asked about climate risk in investment committees have changed. Sharper, more specific, harder to deflect with a sustainability report. The gap between what gets disclosed and what is actually known about asset-level exposure has become the central problem. Four interconnected issues sit behind this. None of them are new. But
Closing the data gap across climate risk and real estate Read More »
The construction industry has a proof problem. Not a performance problem. The capacity to build regeneratively, to design for ecological and social return alongside financial return, exists. The problem is that the evidence, the metrics, and the narratives needed to move capital toward it are still catching up with the ambition. That gap is where
From Sustainable to Regenerative: UK Construction Week, May 2026 Read More »
New research, published today in PERE. Bank card transaction data from Melbourne, Sydney, and Adelaide has something to say about retail valuation models. On days above 35°C, consumer spending falls 6.8% overall. In the peak trading window, the drop hits 13%. Spending partially rebounds the following days, by about 5%. But, and this is important
