Real Estate Insurance

Key points The UK’s insurance protection gap stands at 29%. Flood Re, the public-private reinsurance scheme that has kept flood insurance affordable for the highest-risk households since 2016, ends in 2039. Without it, that gap will grow. The Climate Change Committee is explicit on this in its Fourth Independent Assessment of UK Climate Risk. What […]

Key points The buildings being financed today will either prove their value in 2040, or they won’t The question that matters most about any building is not whether it performs well today. It is whether it will still be performing, financeable, and insurable in fifteen years. That is a harder question than it sounds and

Key Points The questions being asked about climate risk in investment committees have changed. Sharper, more specific, harder to deflect with a sustainability report. The gap between what gets disclosed and what is actually known about asset-level exposure has become the central problem. Four interconnected issues sit behind this. None of them are new. But

Sustainability and ESG terminology moves fast, particularly across real assets, where reporting frameworks, emissions standards and regulatory requirements are constantly evolving. This reference covers 60+ of the most common acronyms I encounter when working with clients. The list covers everything from disclosure frameworks and carbon accounting to building certifications. Updated regularly – let me know

Key points As 2025 comes to a close, real estate investors face a fundamentally transformed landscape where topics including adaptation, resilience, and linked to this, insurance, are no longer peripheral but central to investment strategy, risk management, and value creation. Here are the critical trends reshaping our sector: 1. Divergent Regulatory Trajectories Creating Strategic Complexity